p {  font-family: Garamond, "Times New Roman", Times, serif; font-size: 12pt; color: #000066}
body { font-family: Garamond, "Times New Roman", Times, serif; font-size: 12px; color: #000066 ; font-style: normal}
.footer { font-family: Garamond, "Times New Roman", Times, serif; font-size: 10pt; color: #FFFFFF; font-style: italic}
a.footer { font-family: Garamond, "Times New Roman", Times, serif; font-size: 10pt; color: #FFFFFF ; font-style: italic}
td { font-family: Garamond, "Times New Roman", Times, serif; font-size: 12pt; color: #000066 ; font-style: normal}
.heading { font-family: Garamond, "Times New Roman", Times, serif; font-size: 16pt; color: #000066 ; font-style: italic ; font-weight: normal}